Are you looking to diversify your portfolio or find your dream home in the tropics? Panama continues to be a premier destination for investors and retirees, particularly from the United States and Canada. In our latest interview, Giovanna Bernal of Prime Solutions Tax & Legal sat down with Rialdo Shepherd, a licensed broker from Empresas Bern, to discuss why the 2026 market is looking better than ever.
With over 47 years of experience and more than 160 developments delivered, Empresas Bern is the leading developer in Panama, offering unique opportunities for both passive income and luxury living.
High-Yield Investment: The Rise of Short-Term Rentals
For those looking to generate passive income, short-term rentals are a powerhouse in the Panamanian market, typically offering a return on investment (ROI) between 6% and 9%.
- Generation Tower (Costa del Este): This is the only development in Panama with a dedicated license for short-term rentals, making it a unique asset for your portfolio. It also features “Independent Living” floors specifically designed for elderly residents or those with mobility needs.
- Seaside (Mid City): Located right next to the Cinta Costera, this project is ideal for executives and digital nomads who want to be in the heart of the city’s action.
- Pinoalto (Boquete): For those who prefer the mountains, Boquete offers a perfect climate and stunning volcano views. Because of high tourism from North Americans and Europeans, ROI in Boquete can even exceed 9%.
Luxury Living: Finding Your Sense of Community
If your goal is relocation rather than just investment, Panama offers world-class residential options that prioritize comfort and security.
- Westin Residences: Located in Panama Pacifico, this is Panama’s first branded residential project, situated right next to the Westin Hotel. Residents enjoy hotel-standard amenities and views of the Panama Canal, all while being just 15 minutes away from the city center.
- Costa del Este (Nogal & Autumn): Known as a “city within a city,” Costa del Este provides everything a family or retiree needs: top-tier hospitals (Pacifica Salud), international schools, and high-end shopping.
Why Panama? Why Now?
Panama is consistently ranked as one of the safest and most attractive countries for retirees. Beyond the lifestyle, the legal and financial benefits are significant:
- The Pensionado Visa: Still the gold standard for retirees worldwide.
- Strong Healthcare: A robust system that is highly attractive to international expats.
- Low Cost of Living: Panama remains one of the most affordable high-quality destinations in Central America.
Stress-Free Ownership with Professional Management
One of the biggest concerns for foreign investors is managing a property from abroad. To solve this, B by Bern and Corporate Stays (a Canadian-based company) provide full-service management for these developments. Owners can even track their investment, including occupancy and financial reports, through a dedicated app.
How Prime Solutions Supports Your Journey
Buying property is just the first step. At Prime Solutions Tax & Legal, we ensure your investment is protected from every angle. Our team assists with:
- Reviewing Promissory Agreements to protect your interests during the purchase.
- Setting up Panama Foundations for sophisticated estate planning and asset protection.
- Annual Tax Returns handled by our expert CPAs to ensure you stay compliant with local rental income laws.
Ready to explore the Panama property market? Don’t navigate the legal and real estate landscape alone. Click here to book a free consultation with Prime Solutions and let our experts guide you toward a secure and profitable future in Panama.